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比特派最新下载地址|debt

作者：比特派最新下载地址

2024-03-08 18:32:25

DEBT中文(简体)翻译：剑桥词典

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debt 在英语-中文（简体）词典中的翻译

debtnoun [ C or U ] uk

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B2 something, especially money, that is owed to someone else, or the state of owing something

借款，欠款;债务

He managed to pay off his debts in two years.

他设法在两年内还清了债务。

The company ran up huge debts.

公司很快就负债累累。

They are in debt to (= owe money to) the bank.

他们欠银行的钱。

He got into debt (= borrowed money) after he lost his job.

他失业后开始举债。

The company is deep in debt (= owes a lot of money).

公司已经债台高筑。

也请参见

indebted (OWING)

更多范例减少例句The national debt stands at 55 billion dollars.He had to borrow money to pay off his gambling debts.She keeps running up huge debts and asking friends to bail her out.They piled up such a huge debt that they soon went bankrupt.His economic policies have won widespread praise for reducing government debt.

(debt在剑桥英语-中文（简体）词典的翻译 © Cambridge University Press)

debt的例句

debt

The reduction in collateral relative to debt raises the costs of lending and reduces the return on investment and the aggregate rate of growth.

来自 Cambridge English Corpus

Weaving families generally owned their own modest houses, their looms and their other tools, though frequently these served as security against debts to moneylenders.

来自 Cambridge English Corpus

This suggests that non-elderly adults can have relatively high incomes, while incurring debt and still report material and even financial difficulty.

来自 Cambridge English Corpus

Over time, as increasing numbers of producers gain access to external finance, borrowers' net worth rises relative to debt.

来自 Cambridge English Corpus

We find that the maturity of the plan is correlated with more pension expense, as well as whether the firm has a lower debt ratio.

来自 Cambridge English Corpus

Note that the debt regime begins to offer insurance at promised utility values below the maximum, however.

来自 Cambridge English Corpus

Accordingly, we ignore the corporate governance effects that could stem from the pension funds' role as debt-holders.

来自 Cambridge English Corpus

Subsequently, in order to avoid external debt default, the economy adjusts sharply.

来自 Cambridge English Corpus

示例中的观点不代表剑桥词典编辑、剑桥大学出版社和其许可证颁发者的观点。

debt的翻译

中文（繁体）

借款，欠款, 債務…

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西班牙语

deuda, deuda [feminine], endeudado/ada [masculine-feminine]…

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葡萄牙语

dívida, dívida [feminine], endividamento [masculine]…

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कर्ज - दुसऱ्याच्या मालकीचे काही, विशेषतः पैसे…

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借金, 負債, 借金状態…

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borç, borçlu olma…

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dette [feminine], dette…

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deute…

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schuld…

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ஏதோ, குறிப்பாக பணம், அது வேறொருவருக்கு கடன்பட்டிருக்கிறது…

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कर्ज़, ऋण…

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લોન, કરજ, દેવું…

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gæld, skyld…

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skuld…

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hutang…

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die Schuld…

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gjeld [masculine], gjeld…

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борг…

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долг…

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دَيْن…

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ঋণ, অন্য কারো কাছ থেকে ধার নেওয়া অর্থ…

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dluh…

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utang…

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ภาวะที่เป็นหนี้…

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nợ…

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dług…

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빚, 빚을 진 상태…

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debito…

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debt的发音是什么？

在英语词典中查看 debt 的释义

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debonair

debridement

debrief

debris

debt

debt of honour

debt relief

debt restructuring

debtor

debt更多的中文(简体)翻译

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bad debt

carbon debt

debt relief

oxygen debt

toxic debt

national debt

debt of honour

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/ˈhelθ.spæn/

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/ˈhelθ.spæn/

the number of years that someone lives or can expect to live in reasonably good health

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debt是什么意思_debt的翻译_音标_读音_用法_例句_爱词霸在线词典

是什么意思_debt的翻译_音标_读音_用法_例句_爱词霸在线词典首页翻译背单词写作校对词霸下载用户反馈专栏平台登录debt是什么意思_debt用英语怎么说_debt的翻译_debt翻译成_debt的中文意思_debt怎么读,debt的读音,debt的用法,debt的例句翻译人工翻译试试人工翻译翻译全文简明柯林斯牛津debt高中/CET4/CET6/考研/TOEFL英 [det]美 [det]释义常用高考讲解n.债务; 负债; 恩情; 人情债点击人工翻译，了解更多人工释义词态变化复数: debts;实用场景例句全部债务负债情况义务I need to pay off all my debts before I leave the country.我得在离开该国前偿清所有债务。牛津词典an outstanding debt of £300300英镑有待偿还的债务牛津词典He had run up credit card debts of thousands of dollars.他积欠了数千元的信用卡借款。牛津词典He died heavily in debt .他死时负债累累。牛津词典The club is £4 million in debt .这家俱乐部负债400万英镑。牛津词典We were poor but we never got into debt .我们穷是穷，但从不负债。牛津词典It's hard to stay out of debt when you are a student.当学生很难不负债。牛津词典a country's foreign debt burden国家的外债负担牛津词典to owe a debt of gratitude to sb欠某人的情牛津词典I would like to acknowledge my debt to my teachers.我想向我的老师表达我的感激之情。牛津词典Three years later, he is still paying off his debts...都3年了，他仍在偿还债务。柯林斯高阶英语词典Shrinking economies mean falling tax revenues and more government debt.经济收缩意味着税收的减少和政府债务的增加。柯林斯高阶英语词典Stress is a main reason for debt.重压是负债的一个主要原因。柯林斯高阶英语词典He was so good to me that I can never repay the debt I owe him...他对我太好了，我永远也还不清这份人情。柯林斯高阶英语词典I owe a debt of thanks to Joyce Thompson, whose careful and able research was of great help...我要衷心地感谢乔伊斯·汤普森先生，他严谨而卓著的研究给予了我极大的帮助。柯林斯高阶英语词典Thrombosis can be symptom - free or trigger cramps, soreness and swelling in affected areas.血栓形成可能没有症状,也可能会引起受累区域的痉挛、疼痛和肿胀.期刊摘选The board has so misconducted the company that it's deep in debt.由于董事会对公司管理不善,公司负债累累.《简明英汉词典》I owe you a debt of gratitude which I shall never be able to repay.我永远报答不尽你的恩情.《现代汉英综合大词典》Stop spending so fast, or you'll end us up in debt.别花钱这么快, 否则你就要叫我们背债了.《简明英汉词典》I'm now up to my ears in debt and dare not borrow any more money.我现在是债台高筑,再也不敢借钱了.《现代汉英综合大词典》The man was pressed to pay off his debt.那人被逼还债.《简明英汉词典》I'll pay off my debt with this check.我将用这张支票清偿欠债.《现代汉英综合大词典》He was very easy with me on that debt.在这笔债务上他对我很宽厚.《现代汉英综合大词典》Getting out of debt must be set above buying anything new.首先要还清债务,然后才谈得上购置新东西.《简明英汉词典》The word " debt " contains a mute letter.在 debt 这个词中有一个不发音的字母.《简明英汉词典》It is much easier to run into debt than to get out of it.借债容易还债难.《现代汉英综合大词典》They've borrowed so much money that they're up to their ears in debt.他们借了这么多的钱以致债台高筑.《简明英汉词典》The country has a national debt of 80 % of GNP.这个国家的国债相当于国民生产总值的80%.《简明英汉词典》收起实用场景例句真题例句全部四级六级高考考研Unfortunately, many federal and state laws impose post-conviction restrictions on a shockingly large number of Americans, who are prevented from ever fully paying their debt to society.出自-2015年12月阅读原文they have borrowed too heavily and accumulated too large amounts of debt出自-2013年6月阅读原文For example, but for the savings and loan debacle, there might be funds available to reduce the national debt and pay for education.出自-2011年12月阅读原文He didn't want to be in too much debt.出自-2012年6月听力原文One recent study attempted to calculate the extent of this ecological overshoot of the human economy, and found that we are using 1.2 Earth's-worth of environmental goods and services—the implication being that at some point the debt will be called in, and all those services—the things which the planet does for us for free—will grind to a halt.出自-2016年6月阅读原文What a waste of money! In return for an average of ~44,000 of debt, students get an average of only 14 hours of lecture and tutorial time a week in Britain.出自-2016年12月阅读原文There's a lot for students to complain about: the repayment threshold for paying back loans will be frozen for five years, meaning that lower-paid graduates have to start repaying their loans; and maintenance grants have been replaced by loans, meaning that students from poorer backgrounds face higher debt than those with wealthier parents.出自-2016年12月阅读原文Schoololeavers may moan, but they have little choice but to embrace university and the student debt that comes with it.出自-2016年12月阅读原文Few students are willing to bear the burden of debt incurred at university.出自-2016年12月阅读原文Almost half of graduates--those who go on to earn less--will have a portion of their debt written off.出自-2016年12月阅读原文And though Hu Jintao and the rest of the Chinese leadership aren't inclined to lecture visiting Presidents, he might gently hint that Beijing is getting a little nervous about the value of the dollar-which has fallen 15% since March, in large part because of increasing fears that America's debt load is becoming unmanageable.出自-2012年12月阅读原文When Beijing mentions in public the huge debts America owes China.出自-2012年12月阅读原文Meanwhile, tuition has soared, leaving graduating students with unprecedented loan debt.出自-2012年6月阅读原文The school keeps the money, but the kid leaves with loads of debt and no degree and no ability to get a better job.出自-2011年6月阅读原文Often they wind up deeply in debt or simply unable to pay after a year or two and must drop out出自-2011年6月阅读原文Almost half of graduates—those who go on to earn less—will have a portion of their debt written off.2016年12月六级真题（第三套）阅读 Section CBut to build up my own finances, I need around 20% more in personal savings and 50% less debt.2019年12月六级真题（第二套）听力 Section AFrom the lack of secure, affordable housing to growing job insecurity and rising personal debt, the individual is trapped.2019年12月六级真题（第二套）听力 Section CIn return for an average of £44,000 of debt, students get an average of only 14 hours of lecture and tutorial time a week in Britain.2016年12月六级真题（第三套）阅读 Section COne recent study attempted to calculate the extent of this "ecological overshoot of the human economy", and found that we are using 1.2 Earth's-worth of environmental goods and services—the implication being that at some point the debt will be called in, 2016年6月六级真题（第三套）阅读 Section BThe average student's debt upon graduation now approaches $, 000, and as college becomes ever more expensive, calls to make it free are multiplying.2018年6月六级真题（第一套）阅读 Section CThe average student's debt upon graduation now approaches $40, 000, and as college becomes ever more expensive, calls to make it "free" are multiplying.2018年6月六级真题（第一套）阅读 Section CThe first thing every bank will do is study how much money I have and how much debt I have before they decide whether or not to lend me any more money.2019年12月六级真题（第二套）听力 Section AMost of his adult life has been a losing struggle against debt and misfortune.2019年高考英语天津卷阅读理解阅读D 原文When he reads of the threatening foreign situation, the mounting national debt, rising taxes, falling market, scarce housing, and cancer.2015年高考英语江苏卷任务型阅读原文Today they argue that market prices overstate losses, because they largely reflect the temporary illiquidity of markets, not the likely extent of bad debts.出自-2010年考研阅读原文This leaves today’s average law-school graduate with $100, 000 of debt on top of undergraduate debts.出自-2014年考研阅读原文Students who do not need the extra training could cut their debt mountain by a third.出自-2014年考研阅读原文Law-school debt means that they have to work fearsomely hard.出自-2014年考研阅读原文His father was then imprisoned for debt.出自-2017年考研阅读原文Professionals trying to acquire new skills will be able to do so without going into debt.出自-2018年考研阅读原文his father was then imprisoned for debt.2017年考研真题（英语一）阅读理解 Section ⅡNow even the project's greatest cheerleaders talk of a continent facing a "Bermuda triangle" of debt, population decline and lower growth. 　2011年考研真题（英语二）阅读理解 Section ⅡThe booming economy seems to have done little to assuage this underlying generational sense of anxious urgency, especially for those who have college debt.2020年考研真题（英语二）阅读理解 Section ⅡThe communities minister, Don Foster, has hinted that George Osborne, Chancellor of the Exchequer, may introduce more flexibility to the current cap on the amount that local authorities can borrow against their housing stock debt.2014年考研真题（英语二）阅读理解 Section ⅡThe three Ds—death, debt and divorce—still deliver works of art to the market.2010年考研真题（英语二）阅读理解 Section ⅡThis leaves today's average law-school graduate with $100, 000 of debt on top of undergraduate debts.2014年考研真题（英语一）阅读理解 Section ⅡWhile younger people are somewhat more optimistic than their elders about the prospects for those starting out today, big majorities in both groups believe those "just getting started in life" face a tougher climb than earlier generations in reaching such2016年考研真题（英语二）阅读理解 Section Ⅱ收起真题例句英英释义Noun1. the state of owing something (especially money);"he is badly in debt"2. money or goods or services owed by one person to another3. an obligation to pay or do something收起英英释义词根词缀词根: debt=owe,表示"债务,义务"n.debit 借方, 借 debit=debt债务,义务→借→记入借方debt 债务, 罪过debt债务,义务→n.债务, 罪过v.debit 记入借方debit=debt债务,义务→借→记入借方词组搭配be in someone's debtowe gratitude to someone for a service or favour欠某人人情债；受某人的恩惠收起词组搭配同义词n.债,借款amountdueobligation其他释义judgmentobligationloss行业词典医学债法律债务欠款释义词态变化实用场景例句真题例句英英释义词根词缀词组搭配同义词行

求解liability与debt的区别？ - 知乎

求解liability与debt的区别？ - 知乎首页知乎知学堂发现等你来答切换模式登录/注册银行财务财务管理金融求解liability与debt的区别？liability与debt都有债务的意思，但我觉得两者所指的范围应该不同，请问这两者之间有什么区别呢关注者98被浏览158,550关注问题写回答邀请回答好问题 21 条评论分享8 个回答默认排序Dr.Reiz但行好事，莫问前程。关注一、Liability：法律上的责任、义务。liabilities可以翻译为，负债、债务。在会计学中资产负债表里面体现现为“负债合计”，即总的负债。如应付票据、应付账款、应付债券、应付工资等。二、Debt：一般指向外部借入实际上金额而形成的债务，一般都是带息（liabilities中应付账款是不带息的）。可以理解为：有息负债。 debt从属于liabilities。一般上市公司债务融资中，欠银行的钱是占主要部分的。而从债券市场融资的比例相对较少。三、总而言之：liabilities总负债与debt债务的差别在于前者包括应收应付等非借款的商业信用在内，而后者只包括短期借款和长期借款。四、总的来说：现在大部分接触到的经济学知识一般都是舶来品，那么英文的解释应该是比较权威的。下面的一段，可以参考一下：What is the difference between Liability and Debt?• Debt is a sub category of liabilities.• Debt is always in the form of money, whereas liability is anything that costs a business money• Debt is always more serious than liability• All debts are liabilities, but not all liabilities are debtsLiability and debt are related concepts that are important to understand. At a personal level, an individual may take a loan from a bank to construct a home for his family or to buy a car. He repays this money in installments, and this loan is considered a debt of the person. He also has liabilities towards his family members such as kids and wife as well as aged parents whose requirements he needs to fulfill. At first glance both debt and liability appear to be same, but if you take a closer look, there are many differences that will be enumerated in this article, particularly in respect of businesses and companies where these terms are commonly used in financial statements.As described above, if a company has taken loans from banks or individual investors in the form of bonds or mortgages, these are considered as debts that need to be repaid along with interest. The liabilities of a company also need to be serviced, but they are not just debts. A liability is something that a company owes to someone like accounts payable. If a company buys raw material and has to pay pack the supplier in 30 days, it is the liability of the company as the company has received the benefit (raw material) and has to pay for it. At a personal level, paying your tutor for all the coaching he has given in a month is your liability. At a psychological level, looking after emotional, physical and material needs of your spouse are your liabilities.In a company, expenses that have accrued are also considered a liability. Your employees have worked for a month, and it is your liability now to pay their monthly salaries. Unearned revenues are another example of liability. The best example of this kind of liability is prepaid card for a mobile where you pay in advance when you buy a recharge coupon and it is the liability of the company to provide your mobile services for the period for which the coupon is valid.Liability is a past event that is likely to result in a cash outflow in near future from a business. There are many types of liabilities as described above, and debt is certainly one of them.编辑于 2015-11-11 21:54赞同 2197 条评论分享收藏喜欢收起知乎用户准确地说，前者还包括应付账款类非利息偿还性质的短期负债，而后者则更精确地指带息负债发布于 2013-08-01 19:06赞同 177 条评论分享收藏喜欢

loan，debt，equity 有什么区别？ - 知乎

loan，debt，equity 有什么区别？ - 知乎首页知乎知学堂发现等你来答切换模式登录/注册风险投资（VC）投资英语金融loan，debt，equity 有什么区别？[图片]显示全部关注者115被浏览148,762关注问题写回答邀请回答好问题 3添加评论分享6 个回答默认排序Terence Wang莽山烙铁头，生田绘梨花关注Equity: 通过出让股权得到投资者（比如VC/Angel Investor/etc.）注资。

Debt: 通过发行企业债券进行的融资。

Loan: 通过向金融机构申请贷款进行的融资。发布于 2014-04-26 23:44赞同 501 条评论分享收藏喜欢收起知乎用户金融话题下的优秀答主我认为在这里应该是企业三种融资方式：贷款、发债、发行股票。发布于 2014-04-26 23:42赞同 9添加评论分享收藏喜欢

debt_百度百科

_百度百科网页新闻贴吧知道网盘图片视频地图文库资讯采购百科百度首页登录注册进入词条全站搜索帮助首页秒懂百科特色百科知识专题加入百科百科团队权威合作下载百科APP个人中心debt播报讨论上传视频英文单词收藏查看我的收藏0有用+10debt，英文单词，名词，作名词时意为“债务；借款；罪过”。外文名debt [1]词性名词 [1]单词发音英[det]美[det]目录1单词发音2短语搭配3双语例句单词发音播报编辑英[det]美[det] [2]短语搭配播报编辑external debt [会计] 外债 ; 内债 ;Debt Financing 债务融资 ; 举债筹资 ; 债权融资 ; 债务筹措floating debt 短期债务 ; [金融] 流动债务 ; 流动负债 ; 短期债权The Debt 罪孽 ; 夺命债 ; 债务 ; 特务谜云Debt restructuring 债务重组 ; 债务重订 ; 债务重组有未偿还债务的企业修改债务协议funded debt 长期债款 ; 长期借款 ; 固定债务Subordinated debt 次级债务 ; 次级债 ; 后偿债项 ; 次顺位债券debt capital 债务资本 ; [经] 借入资本 ; 债权资本 ; 负债资金Senior debt 优先债务 ; 高级债务 ; 优先债 ; 高级负债 [2]双语例句播报编辑This is why you must confront and eliminate your debt.这就是为什么你必须面对你的债务和消除。I just want someone to get in there and get us out of debt.我只是想，有人在那里得到的，和我们摆脱债务。Before you do this, you have to determine the amount of your credit card debt.之前，你这样做，你必须确定的数额从您的信用卡债务。 [2]新手上路成长任务编辑入门编辑规则本人编辑我有疑问内容质疑在线客服官方贴吧意见反馈投诉建议举报不良信息未通过词条申诉投诉侵权信息封禁查询与解封©2024 Baidu 使用百度前必读 | 百科协议 | 隐私政策 | 百度百科合作平台 | 京ICP证030173号京公网安备110000020000

Debt和Liability，资本（Capital）和资产（Asset）的区别 - 知乎

Debt和Liability，资本（Capital）和资产（Asset）的区别 - 知乎切换模式写文章登录/注册Debt和Liability，资本（Capital）和资产（Asset）的区别Young HT丶香港大学理学硕士Debt和LiabilityDebt可以简单理解为需要支付利息的债，而Liability则包括付息的债(Debt)和不付息的债。Liability包括短期负债和长期负债：一般long-term liability都是付息债，所以long-term liability的科目基本都属于“debt”。而short-term liability中大部分都是非付息债（如应付账款A/P、预收账款、应付职工薪酬等），这些就不属于“debt”。但也有付息债（如应付票据note payable、current portion of long-term debt），所以这两个科目虽然属于短期负债，但属于“debt”。资本（Capital）和资产（Asset）资产（Asset）=负债（Liability）+所有者权益（Equity）资本（Capital）=债务融资资本（Debt）+权益融资资本（Equity）一个公司通过两种方式进行融资，一部分是自有资金股权融资（不予归还，但赋予一定股权比例），另一部分是举债融资（到期偿还本金+利息），融资来的资本公司投入运营中。靠自有资金融资来的资本就是权益融资资本，靠借债融资来的资本就是债务融资资本，即Debt，借债融资来的资本是需要偿还利息的。但也有一部分负债是不需要支付利息的，可能是靠和上下游供应商和客户挤压的负债（上游：应付账款、下游：预收账款），也可能是靠挤压员工来的负债（应付职工薪酬），以及其它。这部分负债短期内不需要偿还，所以依旧可以算是公司的资产，投入在运营中。所以负债也可以分拆为两部分，一部分是向债权人借来的债务资本，这部分是需要偿还利息的。另一部分是在生产运营中短期内“挤压”来的债务，比如上下游供应商和客户、员工，这部分就不能叫资本了，但依旧属于负债。所以资本和资产的区别可以简单理解为，资本Capital包括有息负债Debt和股东权益，资产Asset包括全部负债和股东权益。从汉语的字词解释上来看，资本是用于投资得到利润的本金或财产，资产是指由企业拥有或者控制的、预期会给企业带来经济利益的资源。（百度百科）所以资本是从投资的角度上看，无论是股权投资还是债券投资，投资人都是需要拿到收益的（利息/分红Dividend、资本利得Capital Gain）。资产是从企业经营的角度上看，能给企业带来收益的资源，股权融资、债券融资融来的钱投入运营后购买资产，或者通过挤压上下游和员工短期支撑运营的那部分资产。发布于 2021-04-09 17:30财务资本资产赞同 313 条评论分享喜欢收藏申请

DEBT中文(繁體)翻譯：劍橋詞典

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debt 在英語-中文（繁體）詞典中的翻譯

debtnoun [ C or U ] uk

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B2 something, especially money, that is owed to someone else, or the state of owing something

借款，欠款;債務

He managed to pay off his debts in two years.

他設法在兩年內還清債務。

The company ran up huge debts.

公司很快就負債累累。

They are in debt to (= owe money to) the bank.

他們欠銀行的錢。

He got into debt (= borrowed money) after he lost his job.

他失業後開始舉債。

The company is deep in debt (= owes a lot of money).

公司已經債臺高築。

也請參見

indebted (OWING)

更多範例减少例句The national debt stands at 55 billion dollars.He had to borrow money to pay off his gambling debts.She keeps running up huge debts and asking friends to bail her out.They piled up such a huge debt that they soon went bankrupt.His economic policies have won widespread praise for reducing government debt.

(debt在劍橋英語-中文（繁體）詞典的翻譯 © Cambridge University Press)

debt的例句

debt

Because prices are predetermined, a depreciation raises the foreign debt burden, which exerts a contractionary effect on output.

來自 Cambridge English Corpus

However, those who campaign for debt relief, increased aid and direct budgetary support to solve the challenges of poverty and hunger, should take note.

來自 Cambridge English Corpus

In this case, we will first analyze what is the effect of adopting a fiscal rule of budget balance (zero net debt).

來自 Cambridge English Corpus

The reduction in collateral relative to debt raises the costs of lending and reduces the return on investment and the aggregate rate of growth.

來自 Cambridge English Corpus

No sovereign government would dare to issue debt without being rated by one or both of the agencies.

來自 Cambridge English Corpus

Thus, an income tax (on both labor and capital income) is used to cover the debt repayment.

來自 Cambridge English Corpus

Accordingly, we ignore the corporate governance effects that could stem from the pension funds' role as debt-holders.

來自 Cambridge English Corpus

Weaving families generally owned their own modest houses, their looms and their other tools, though frequently these served as security against debts to moneylenders.

來自 Cambridge English Corpus

示例中的觀點不代表劍橋詞典編輯、劍橋大學出版社和其許可證頒發者的觀點。

debt的翻譯

中文（簡體）

借款，欠款, 债务…

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西班牙語

deuda, deuda [feminine], endeudado/ada [masculine-feminine]…

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dívida, dívida [feminine], endividamento [masculine]…

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कर्ज - दुसऱ्याच्या मालकीचे काही, विशेषतः पैसे…

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借金, 負債, 借金状態…

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borç, borçlu olma…

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dette [feminine], dette…

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deute…

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schuld…

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ஏதோ, குறிப்பாக பணம், அது வேறொருவருக்கு கடன்பட்டிருக்கிறது…

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कर्ज़, ऋण…

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લોન, કરજ, દેવું…

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gæld, skyld…

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skuld…

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hutang…

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die Schuld…

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gjeld [masculine], gjeld…

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قرض…

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борг…

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долг…

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అప్పు…

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دَيْن…

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ঋণ, অন্য কারো কাছ থেকে ধার নেওয়া অর্থ…

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dluh…

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utang…

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ภาวะที่เป็นหนี้…

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nợ…

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dług…

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빚, 빚을 진 상태…

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debito…

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debt的發音是什麼？

在英語詞典中查看 debt 的釋義

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debonair

debridement

debrief

debris

debt

debt of honour

debt relief

debt restructuring

debtor

debt更多的中文(繁體)翻譯

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bad debt

carbon debt

debt relief

oxygen debt

toxic debt

national debt

debt of honour

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healthspan

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/ˈhelθ.spæn/

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/ˈhelθ.spæn/

the number of years that someone lives or can expect to live in reasonably good health

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n. , 务, 欠他人的东西形容词: debtless

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近义词n. indebtedness, liability, financial obligation, liabilities, obligation联想词indebtedness务;repayment偿还;loans借贷;mortgage抵押;borrowing借,借入;refinancing重新募集资金;debtors务人;repay偿还;loan贷款;repaid偿还;refinance再为…筹钱,再供…资金;

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in debt 负；欠情national debt debt financing [经]务资金筹措；举筹资debt crisis 务危机；倒危机public debt [主美]，bad debt ；debt restructuring 务重订，务调整external debt 外debt ratio [经]负比率debt capital 借入资本debt management 务管理sovereign debt 外；foreign debt [经]外bank debt 银行务；银行借款subordinated debt 次级务out of debt 不欠；还清务debt maturity 务的给付日期get into debt 负，欠debt service 务还本付息；借款服务处heavy debt n. 一大笔务

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a debt counsellor.务顾问。debt recovery.收回欠。the debt was absolutely extinguished.已经彻底还清。The debt soon doubled.务不久就增了一倍amortization of a debt 务的分期偿还the firm is heavily in debt .司负严重。I paid the debt in full. 我把还清了。a debt of enormous size.巨额务These debts are chargeable to me.这些可记在我的账上。The debt must be paid in full.务必须全部付清。I intend to cancel your debt to me.我打算免去你欠我的务。got into debt; get into a hassle.务缠身；加入争论中debt rose to unprecedented levels.务达到前所未有的高度。he was in debt to the tune of forty thousand pounds.他欠了高达四万英镑的。contract huge debts by rash spending因挥霍无度而台高筑refinancing of debt service payments为偿付务开支再筹划资金authority to spend from debt receipts动用借款的授权Debts of blood must be paid in blood.血要用血来偿。The debt would be paid on the Greek calends.那笔永远也不会偿还。Can the company meet their debts?该司能偿还务吗?声明：以上例句、词性分类均由互联网资源自动生成，部分未经过人工审核，其表达内容亦不代表本软件的观点；若发现问题，欢迎向我们指正。显示所有包含 debt 的英语例句

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Debt: What It Is, How It Works, Types, and Ways to Pay Back

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Table of Contents

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Table of Contents

What Is Debt?

How Debt Works

Types of Consumer Debt

Types of Corporate Debt

Pros and Cons of Debt

How to Pay Off Debt

What Are Examples of Debt?

What Is the Legal Definition of Debt?

What Is the Difference Between Debt and a Loan?

What Is the Difference Between Debt and Credit?

The Bottom Line

Corporate Finance

Corporate Debt

Debt: What It Is, How It Works, Types, and Ways to Pay Back

James Chen

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James Chen, CMT is an expert trader, investment adviser, and global market strategist.

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Updated February 28, 2023

Reviewed by

Margaret James

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Skylar Clarine

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Skylar Clarine

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Skylar Clarine is a fact-checker and expert in personal finance with a range of experience including veterinary technology and film studies.

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What Is Debt?

Debt is something, usually money, owed by one party to another. Debt is used by many individuals and companies to make large purchases that they could not afford under other circumstances. Unless a debt is forgiven by the lender, it must be paid back, typically with added interest.

Spanish Translation of Debt

Key Takeaways

Debt is something one party owes another, typically money.Companies and individuals often take on debt to make large purchases they could not afford without it.Debt can be secured or unsecured, with a fixed end date or revolving.Consumers can borrow money through loans or lines of credit, including credit cards.Corporations can also issue debt in the form of bonds to raise capital.

How Debt Works

The most common forms of debt are loans, including mortgages, auto loans, and personal loans, as well as credit cards. Under the terms of a most loans, the borrower receives a set amount of money, which they must repay in full by a certain date, which may be months or years in the future. The terms of the loan will also stipulate the amount of interest that the borrower is required to pay, expressed as a percentage of the loan amount. Interest compensates the lender for taking on the risk of the loan.

Credit cards and lines of credit operate a little differently. They provide what's known as revolving or open-end credit, with no fixed end date. The borrower is assigned a credit limit and they can use their credit card or credit line repeatedly as long as they don't exceed that limit.

An Example of Debt

When students take out federal student loans to pay for college, they will receive a certain sum of money that they agree to pay back in the future with interest. Students now have the option of several different repayment plans. If they choose what's known as the standard repayment plan, they will be required to make fixed monthly payments for 10 years, at which point their debt will be completely paid off.

Each of those monthly payments will represent a portion of the principal they owe plus interest on their debt. The interest rate on federal student loans for undergraduates is currently 4.99%.

Types of Consumer Debt

Debt can come in a variety of forms, each with their own uses and requirements. Most types of debt fall into one or more of the following categories:

Secured Debt

Secured debt is also known as collateralized debt. That means the borrower has pledged something of value to back up the debt. With a car loan, for example, the vehicle usually serves as collateral. If the borrower fails to repay the money they borrowed to buy the car, the lender can seize and sell it. Similarly, when someone takes out a mortgage to buy a home, the home itself typically serves as collateral. If the borrower fails to make payments, the lender can foreclose and take the home.

A company that wants to borrow money might pledge a piece of machinery, real estate, or cash in the bank as collateral.

Unsecured Debt

Unsecured debt does not require any collateral as security. Instead, the lender decides whether to grant a loan based on the borrower's creditworthiness, as indicated by their credit score, credit history, and other factors.

Most credit cards and most personal loans are examples of unsecured debt. Because unsecured debt can be riskier to the lender it generally commands a higher interest rate than secured debt.

Revolving Debt

Revolving debt provides the borrower with a line of credit that they are able to borrow from as they wish. The borrower can take up to a certain amount, pay the debt back, and borrow up to that amount again. The most common form of revolving debt is credit card debt.

As long as the borrower fulfills their obligations, typically by making monthly payments of at least a certain minimum amount, the line of credit remains available for as long as the account is active. Over time, with a favorable repayment history, the amount of revolving debt that's available to the borrower may increase.

Mortgages

A mortgage is a type of secured debt used to purchase real estate, such as a house or condo. Mortgages are usually paid back over long periods, such as 15 or 30 years.

Mortgages are often the largest debt, apart from student loans, that consumers will ever take on, and they come in many different varieties. Two broad categories are fixed-rate mortgages and adjustable-rate mortgages, or ARMs. In the case of ARMs, the interest rate can change periodically, usually based on the performance of a particular index.

Types of Corporate Debt

Companies that want to borrow money have some options that aren't available to individual consumers. In addition to loans from a bank or other lender, they are often able to issue bonds and commercial paper.

Bonds are a debt instrument that allow a company to borrow funds from investors by promising to repay the money with interest. Both individuals and investment firms can purchase bonds, which typically carry a fixed interest, or coupon, rate. If a company needs to raise $1 million to fund the purchase of new equipment, for example, it could issue 1,000 bonds with a face value of $1,000 each.

Bonds commonly become due at a certain date in the future, called the maturity date, at which time the investor will receive the bond's full face value. In addition, the investor will have received regular interest payments throughout the intervening years.

Commercial paper is short-term corporate debt with a maturity of 270 days or less.

Advantages and Disadvantages of Debt

Properly used, debt can be advantageous to individuals and companies alike. Few people could buy a home without a mortgage, and many people couldn't afford a new car without an auto loan. Credit cards can be a great convenience and even a lifesaver in emergency situations.

For companies, access to debt can make all the difference in their ability to expand and compete.

But debt can be risky, for borrower and lender alike. With enough credit cards in their wallets, consumers can easily accumulate an unmanageable amount of debt, especially if they lose their jobs or face another serious setback.

Companies that take on a large amount of debt may not be able to make their interest payments if sales drop, putting the business in danger of bankruptcy. Even if it doesn't reach that point, having too much debt can impose a crippling burden on a company, requiring it to devote much of its income to debt repayment rather than more productive purposes.

How to Pay Off Debt

The best way to stay out of debt trouble is to have a plan for paying it off. That starts with not taking on too much debt in the first place.

For example, consumers should pay attention to their credit utilization ratio, also known as a debt-to-limit ratio. That's the amount of debt they currently owe as a percentage of the total amount of credit they have available to them. For example, if someone has two credit cards with a combined credit limit of $10,000, and they currently owe $5,000 on those cards, their credit utilization ratio is 50%.

Lenders typically prefer that consumers keep their credit utilization ratios below 30%, and credit scores penalize individuals for exceeding that level.

The fastest way to pay off debt is to devote a greater portion of your income to monthly debt payments, ideally paying off credit card debts in full each month before any interest charges kick in. If you need to prioritize, experts generally recommend paying off your highest interest debts first and working your way down from there.

You can also consolidate several debts into one, which may make sense if the new loan carries a lower interest rate. Similarly, you may be able to transfer your credit card balances to another card with a lower interest rate or, ideally, a 0% interest rate for a period of time.

What Are Examples of Debt?

Debt is anything owed by one party to another. Examples of debt include amounts owed on credit cards, car loans, and mortgages.

What Is the Legal Definition of Debt?

In terms of consumer debt, 15 U.S. Code Section 1692a defines it as "any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance, or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment."

What Is the Difference Between Debt and a Loan?

Debt and loan are often used synonymously, but there are slight differences. Debt is anything owed by one person to another. Debt can involve real property, money, services, or other consideration. In corporate finance, debt is more narrowly defined as money raised through the issuance of bonds.A loan is a form of debt but, more specifically, an agreement in which one party lends money to another. The lender sets repayment terms, including how much is to be repaid and when, as well as the interest rate on the debt.

What Is the Difference Between Debt and Credit?

Debt is amount of money you owe, while credit is the amount of money you have available to you to borrow. For example, unless you have maxed out your credit cards, your debt is less than your credit.

The Bottom Line

Debt is an important, if not essential, tool in today's economy. Businesses take on debt in order to fund needed projects, while consumers may use it to buy a home or finance a college education. At the same time, debt can be risky, especially for companies or individuals that accumulate too much of it.

Article Sources

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our

editorial policy.

Federal Student Aid. "The Standard Repayment Plan Is the Basic Repayment Plan for Loans From the William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program."

Federal Student Aid. "Interest Rates and Fees for Federal Student Loans."

Experian. "What Is a Credit Utilization Ratio?"

U.S. Government Publishing Office. "Title 15—Commerce and Trade: § 1692a. Definitions," Page 1.

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The offers that appear in this table are from partnerships from which Investopedia receives compensation. This compensation may impact how and where listings appear. Investopedia does not include all offers available in the marketplace.

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Related Terms

Unsecured Loans: Borrowing Without Collateral

An unsecured loan doesn’t require any type of collateral, but to get approved for one, you’ll need good credit.

What Is Debt Consolidation and When Is It a Good Idea?

Debt consolidation is combining several loans into one new loan, often with a lower interest rate. It can reduce your borrowing costs but also has some pitfalls.

Future Advance: Meaning, Example, Revolving vs. Non-Revolving

A future advance is a clause in a mortgage that provides for additional availability of funds under the loan contract without requiring another loan.

Default: What It Means, What Happens When You Default, Examples

A default happens when a borrower fails to make required payments on a debt, whether of interest or principal. Find out what the consequences of default are.

What Is a Revolver? Definition in Lending and How It Works

A revolver is a borrower who carries a balance from month to month via a revolving credit line.

Bankruptcy Explained: Types and How It Works

Bankruptcy is a legal proceeding for people or businesses that are unable to repay their outstanding debts.

Does Student Loan Debt Affect Buying a House?

What Are the Main Types of Debt?

How Does Credit Card Debt Relief Work?

Secured Debt vs. Unsecured Debt: What’s the Difference?

Debt vs. Deficit: What's the Difference?

Debt Management Plans: Everything You Need to Know

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